KRITERIA INGKAR JANJI PADA PEMBIAYAAN MUSYARAKAH DI BANK SYARIAH

Nur Utari Setiawati, Trisadini Prasastinah Usanti

Abstract


Musyarakah is a cooperation contract between two or more parties for a particular business that each party provides a portion of the fund provided that the profit will be divided according to the agreement, while the loss will be borne in accordance with the respective portion of the fund. When a customer does not provide a profit sharing ratio, it is categorized as a broken promise. So the problem that will be analyzed is that the customer criteria are said to breach of contract to musyarakah financing. The approach used in this study is the legislative, conceptual and case approach. The criteria of breach of contract for musyarakah financing when the customer does not have good intentions in carrying out payment according to the agreed time period or the customer does not carry out payment of principal and profit sharing ratio while the business is still running so that there is still income earned by the customer. Then the customer is obliged to fulfill it in accordance with a contract that has been mutually agreed upon.

Keywords: breach of contract, musyarakah, sharia bank


Keywords


breach of contract, musyarakah, sharia bank

Full Text:

PDF

References


Buku

Hirsanuddin, Hukum Perbankan Syariah: Pembiayaan Bisnis dengan Prinsip Kemitraan, Genta Press, Yogjakarta, 2008.

J.Satrio, Wanprestasi menurut KUHPerdata, Doktrin dan Yurisprudensi, Citra Aditya Bakti, Bandung, 2012.

Muhamad, Manajemen Pembiayaan Bank Syariah, Unit Penerbit dan Percetakan (UPP) AMP YKPN, Yogyakarta, 2005.

Subekti, Hukum Perjanjian, Intermasa, Jakarta, 1984.

Putusan Pengadilan Agama

PT. Bank Pembiayaan Rakyat Syariah (BPRS) Buana Mitra Perwira vs Pujadi Hadi Saputra, Putusan No 1740/Pdt.G/2011/PA.Pbg, Pengadilan Agama Purbalingga, Tanggal 19 Januari 2010.

Jurnal

Danang Wahyu Muhammad, “ Kedudukan Jaminan dalam Akad Pembiayaan pada Bank Syariah”, Jurnal Hukum Bisnis, Volume 33, Nomor 3, 2014.

Intan A.Mandatra dan Koesrianti, Aspek-Aspek Yuridis Dalam Salvage (Penyelamatan Kecelakaan Kapal), Lex Journal: Kajian Hukum dan Keadilan, Volume 2 No.1 Tahun 2018.

Destri Budi Nugraheni, “ Asas Kesetaraan Dalam Akad Pembiayaan Musyarakah pada Bank Syariah di Yogyakarta”, Jurnal Mimbar Hukum, Volume 22 No.1, 2010.

Buku Standar Produk Musyarakah dan Musyarakah Mutanaqishah, https://www.ojk.go.id/id/kanal/syariah/berita-dan-kegiatan/publikasi/Documents/Pages/Buku-Standar-Produk-Musyarakah-dan-Musyarakah- Mutanaqishah/Buku%20Standar%20Produk%20Musyarakah%20dan%20Musyarakah%20Mutanaqishah.pdf. diakses pada tanggal 23 Oktober 2018

Peraturan Perundang-Undangan

Undang-Undang Republik Indonesia Nomor 21 Tahun 2008 Tentang Perbankan Syariah, Lembaran Negara Republik Indonesia Tahun 2008 Nomor 94

Peraturan Otoritas Jasa Keuangan Nomor 16/POJK.03/2014 tentang Penilaian Kualitas Aset Bank Umum Syariah dan Unit Usaha Syariah




DOI: http://dx.doi.org/10.25139/lex.v2i2.1410

Refbacks

  • There are currently no refbacks.


OFFICE :


Progam Studi Ilmu Hukum

Fakultas Hukum

Universitas Dr. Soetomo

Jl. Semolowaru 84 Surabaya

Telp. (031) 5944750

Email : lexjurnalunitomo@gmail.com

 

Index By :