DE LEON, Myra V. Factors influencing behavioural intention to use mobile banking among retail banking clients. Jurnal Studi Komunikasi, [S. l.], v. 3, n. 2, p. 118–137, 2019. DOI: 10.25139/jsk.v3i2.1469. Disponível em: https://ejournal.unitomo.ac.id/index.php/jsk/article/view/1469. Acesso em: 18 jun. 2026.